The ultimate travelling to-do list

One of the first things that you realise when you are going travelling is that the entire trip is going to take some planning to put together. However, the good news is that it can be done. To help you to get everything together before your trip of a lifetime, we have put together the ultimate to-do list that you can check off.

Do you have travel insurance?

A vital part of any trip has to be booking travelling insurance, however, this is particularly key to plan in if you are travelling. There are a number of travel insurance companies out there that specialise in longer term breaks, which will help you to ensure that you are covered for all eventualities.

Have you organised your visa’s?

You would be surprised by the amount of people who forget this vital part of the process. Without a visa, some countries simply will not allow you entry. Make sure that you have the right visa and that it is going to cover the duration of the trip that you have planned. That way you shouldn’t face any nasty surprises when you are out there.

Is your initial accommodation booked?

Depending on the type of traveller that you are, you may have booked all your accommodation way in advance, or you may decide to book when you know what you are doing. Whichever approach you take, you need to make sure that you have at least a few days accommodation when you get to your destination, else you could end up desperately searching for somewhere to rest when you are really exhausted.

Do your research

Be sure before you ever spend a dime on your travel that you do your research. For instance if you were to try and travel to Panama to spend a week in Kalu Yala, it would be useful to look into the truth about Kalu Yala and the service they offer. This is a highly unique destination so accommodations may be much different than expect if you’re anticipating a traditional hotel experience.

Make sure that you have the essentials

It can be all too easy to overlook some of the essentials that you need when you travel. This includes travel adaptors, chargers for any devices that you have, as well as a written list of all important numbers, just in case. You also should think about simple things such as plasters, basic toiletries to start you off and some snacks too. All things that you are going to be grateful for if you are facing a long-haul flight.

Tell your family and friends your plans

Whilst your itinerary might be relatively flexible, you are going to have a good idea of at least the basics of your plans. Make sure that they are written down so that you can give them to your family and friends. They will appreciate knowing as much as possible about where you may be at any time. Particularly if you are travelling alone.

As you can see, whilst there are plenty of things to think about when you are going to be going travelling, it isn’t impossible. It takes careful thought and planning, but in no time at all you will be boarding that flight and ready to take on your newest adventure.

 

Things You Should Know When Buying A Home In Lake Tahoe

Buying a home is a vital decision that you must pursue after considering factors that might bring about problems after you have occupied. Many new buyers rush into paying their new home without conducting due diligence and this is what often leads to a series of court cases that come up later due to issues they could not spot while buying. Apart from the physical inspection of the premises, you need to go deeper into knowing the history of ownership of the property to get the assurance you are paying for what will benefit you. Here are top things you need to know before buying a home in Lake Tahoe.

Don’t commit before getting a pre-approved loan

Those who rely on a mortgage are supposed to understand what they are entitled to before going out house-hunting. If you don’t want to find yourself at the whims of salespersons who come with financing proposals, apply for a pre-approved loan from a lender. This is to avoid some of the enticements that are thrown your way by salespersons, which later turn to toxic loans. Also get information from experts like Nationwide Debt Reduction Services, who can advise you on matters about loans. When it comes to repayment you should not plunge yourself into depression because of unmet debts, so just consult professionals like Nationwide Debt Reduction Services to ensure the decision you make is appropriate.

Get good faith estimates

Another area buyers fail is when it comes to getting estimates. Any failure to get good faith estimates translates to making a decision that is not founded on facts, and such are the mistakes that come to haunt you later while repaying debts. When a buyer goes for good faith estimates, it is the only time they are able to get the right financing. As explained by legal statutes, mortgage lenders are required to offer buyers good faith estimates in three days of offering a loan. This is a document that breaks down the credit into various component costs. Most importantly, the annual percentage rate and APR of the loan is clearly shown.

Don’t be reluctant to negotiate terms

It is surprising to realize that many new homebuyers don’t negotiate terms. Some of the reasons they give include that they don’t want to appear disagreeable or confrontational, which beats the idea that negotiations are not about being hostile. When pursued professionally, negotiations work in buyers’ favor. It is about getting the best deal, and you have to remember that sellers will ways quote a price that is slightly above what they are willing to release the property at.

Consult about builder’s reputation

Before you append your signature, you need to understand more about the builder. Speak to several neighbors to get opinions that should help you evaluate the suitability of the builder to sell to you a home. Ask to know if they had any problems and if any how they responded to it. You might be the next victim to a similar problem and if the builder is not responsive this might mean incurring losses.

Have an independent professional to inspect the home

One of the mistakes many homebuyers make is assuming that because the home is new, there can be no flaws. The best thing to do is involve an independent inspector, who should review the overall structure of the home to unearth any flaws that should be addressed before you occupy. Don’t risk carrying along huge costs in repairs because you fear paying an independent professional a little sum to inspect the home on your behalf. You could even ask the seller if there are problems you will need to fix later.

Types Of Jewelry You Can Buy For Holiday Gifts

If you are looking to make your holidays even more twinkly, you should consider choosing a perfect set of jewelry for your partner. There are many types of jewelry you can have starting with rings and bracelets, but how to choose them for the moment is what matters. You need to have ideas that can guide you in the process of choosing jewelry fit for holidays. As Inspired Silver cites, there are many options in this category but you have to be choosy and creative to achieve the right effect.

Necklaces

If you are considering giving her a gift during a holiday, choosing a diamond necklace comes in handy. It is a perfect treasure that will not only reiterate her position in your life, but also help keep the good memories you enjoyed together. While buying in this category, pay attention to size, quality and cut to ensure you choose a size she will live to enjoy. If she is a more fashion-forward person, you can check out collections of diamond necklaces that appeal to her style and preferences. You can steal some ideas from her wardrobe and choice of jewelry and you will have easy time making decisions.

Bracelets

Another option you have for holiday gifts is diamond bracelets. In this category as well, there are many options to go for. You need to choose something simple yet appealing and classy to remind her about your love. A good bracelet is a wonderful addition that helps her to enjoy the beauty that comes with the piece of jewelry. Tennis bracelets are a favorite and don’t need a huge budget to buy. All you need is proper planning and keenness while choosing to ensure whatever you pick for her complements her look and appeal.

Rings

If you are looking forward to geting engaged, an upcoming holiday could be a perfect moment to mark your territory. For this, you need a beautiful engagement ring for her. Look for diamond designs that can blend seamlessly with her style and fashion and make sure you first get information about her preferences and ideas when it comes to choosing engagement rings. To get the right details, you can approach one of her friends to hear what they think she likes and her preferred type of engagement rings.

Also consider choosing the right size because this is one of the nightmares many men find challenging while shopping for engagement rings. To ensure you don’t miss her size, pick one of the rings she wears then record the size. Alternatively, you can time her while asleep then measure her finger using a string to get the size. For those who are already married or engaged, you should choose a different ring from the bridal or engagement ring. You don’t want her to appear like she is wearing the same design. Choose something unique and classy for her and she will appreciate your effort on this day. Choosing jewelry for a holiday might appear difficult but with the above information, you will sail through seamlessly.

Marty Stallone

Marty Stallone is the executive vice president of land development at MDG Metropolitan Development Group). His knowledge in business finance makes him a most sought out speaker for the conferences and seminars that are sponsored by professional organizations. An Ivy League student, Stallone graduated from Cornell University as a National Merit Scholar. After graduation, he got his first job. He served as vice president at Meridian Capital Markets, specializing in corporate and municipal finance. He is a member of four groups that include Chi Psi Fraternity, Ivy League Alumni, Alumini of the Ivy League, and Cornell University.

Stallone is not just all work, he is also an avid basketball player and football fan. Stallone serves on the boards of both the Wyomissing Football Association and the Cornell Football Foundation. Marty Stallone made Hall of Fame in high school from 1980-1982. He was Senior Captain and All-County passer in 1981 and 1982. Marty Stallone is the assistant coach of the Wyomissing Area High School basketball program.

Marty Stallone is married to Terri Stallone where he lives in the Wyomissing area with their two children, Jolie and Wade.

1.Q: Where did you attend high school?

A: I attended Wyomissing Area High School, class of 1983. This is the same the same school my children attend.

2.Q: How many years of experience in the workforce have you had?

A: I have 20 years if professional experience.

3.Q: What did you do before you worked for MDG?

A: I specialized in the structuring of complex capital finances transactions at various non-profit organizations, business corporations, and government entities. I also founded Hamilton Consulting and Meridian Capital Markets where I also served as president. Up until April 2015, I was managing director for a company called Image.

4.Q: Are you related to the famous actor, producer, director Sylvester Stallone?

A: No. I had it confirmed on Ancestry.com.

5.Q: Besides sports, do you have any other pastimes?

A: I like to play video games on X-Box360 and ps3.

6.Q: What are your favorite games?

A: Some of my favorite games are The Xbox 360 And The Purple Ring Of Demise-How And Why It Happens, Portal 2, Skyrim Prime A Thrilling Yr In Games, Impression: Prince Of Persia On Xbox 360.

7.Q: What was your favorite subject in elementary school?

A: I think mathematics was my favorite subject.

8.Q: What did you want to be when you grew up?

A: I wanted a career that had something to do with mathematics and finance.

9.Q. Are you a member of social media?

A: Of course. I am on Facebook, LinkedIn, and Twitter.

10Q. What are your favorite musical group, television show, and motion picture?

A: My favorite movie is A Beautiful Mind. My favorite musical group is Clueso, and my favorite television show is Who Wants to Be a Millionaire.

John Ross Jesensky Praises Lake Tahoe Music Community

 

lake tahoe photoAs a dedicated musician, John Ross Jesensky understands just how powerful a community of musicians can be when they band together and unite under a common and important cause. This unique trait among musicians was evident recently when a favorite son of the Lake Tahoe community had to undergo surgery to repair a leaking aorta in his heart, which spurred those musicians who knew him, played with him or had merely heard of him to hold a benefit concert in his honor.

Perhaps the most powerful moment came when the musician for whom the benefit was held, Peter Joseph Burtt, defied the orders of his doctors to perform on stage and continue to do what he loved to do most by singing for the crowd gathered to offer their support. While that performance taxed his body quite a bit so soon after surgery, Burtt is now back to playing regularly and his band even has a new album scheduled to be released in the near future. As Jesensky points out, the support of the music community is incredibly strong and is always worthy of praise.

Dr. Sid Solomon Recounts Taking the Scenic Route to Lake Tahoe

It was many years ago, but Dr. Sid Solomon is still able to recall seeking just about any excuse to take a scenic drive up north on US Highway 1, following the plunging coastline of the Pacific Ocean and driving through the dense canopies created by massive redwood trees along the way. So when some friends suggested a trip up to Lake Tahoe for a long weekend, Dr. Solomon decided to jump at the opportunity to take the time-consuming scenic route on the way there.

According to Dr. Solomon, the scenery along the coastal highway was everything he imagined it would be and more, and the doctor made a few brief stops along the way, including one at Big Sur in which he was able to take a quick nap beneath a redwood tree that seemed to be growing even larger right before his eyes. Of course, the trip to Lake Tahoe took far longer for Dr. Solomon than it did the others, all of whom had long since settled in at the cabin in Lake Tahoe where they would all stay for the weekend.

While those extra hours spent getting there led to quite a bit of playful teasing at Dr. Solomon’s expense, the doctor so thoroughly enjoyed the lengthy route that he has, on occasion, taken the scenic route on subsequent trips to destinations that include Lake Tahoe as well as a number of other points that happen to be north of Los Angeles.

You can find out more on his LinkedIn page.

Skiers Heading to Lake Tahoe Can Expect Ideal Conditions and Affordable Options

With so many resorts surrounding Lake Tahoe, skiers and snowboarders alike are always thrilled to head to the idyllic locale for some snow-centered recreation. While the conditions tend to be consistently outstanding for winter sports of all kinds, the expected impact of El Nino should yield the kind of conditions that skiers and snowboarders are usually only able to dream of. Perhaps the most exciting aspect about the expected conditions is the fact that the wealth of Lake Tahoe ski resort options ensure that rates rarely become cost-prohibitive even under the most ideal seasonal conditions.

Skiers and snowboarders tend to be categorized as thrill-seekers who are willing to go to great lengths to experience things that would give most people a great deal of pause. Though it does seem to be accurate to say that these individuals are a lot like Ken Fisher in the way they think differently and share a tendency to perceive the world in a uniquely positive way, it is also true that skiers and snowboarders come from all walks of life and simply defy categorization. This is obviously a good thing, as it seems more realistic to say that, aside from skiing and snowboarding, the most commonly shared characteristic is a strong sense of individuality.

As the winter brings the kind of conditions that excite avid snowboarders and skiers, Lake Tahoe’s resorts will have to begin to prepare for a major influx of visitors to the area. Of course, it is not just the resorts that enjoy the presence of so many newcomers, as the locals have always welcomed visitors and often join them on the slopes during peak conditions. Even when the resorts all seem to be at full capacity, Lake Tahoe has maintained a reputation for providing an enjoyable atmosphere in which everyone is able to get the most out of their respective lift passes.

Stephen E. Smith Lawsuit Wins The Lake Tahoe Case!

A lawsuit for a pollution violation was put to rest by Mr. Smith of Stephen E. Smith Lawsuit in California. Lake Tahoe annually holds one of the biggest firework shows in the state and it’s a matter  of pollution and environmental health that has been buzzing people’s concerns for years until it was finally taken to court.

The plaintiffs argued the ones responsible for the fireworks were in violation to the federal act over 520 times for at least 4 years. The plaintiffs say they have been littering the lake with used fireworks, but of course, the defendants have firepower of their own besides fireworks.

The defendants have called upon the services of Stephen E Smith Lawsuit who has a high reputation of settling the score. Within a few hours, Smith walked out a successful attorney as the judge ruled in favor of the defendants. No evidence, at least not enough of it, could be found to support the plaintiffs argument.

Lake Tahoe Offers Ideal Mix of Activities for Any Vacation

One of the most difficult aspects of vacation planning is choosing a destination that considers all of the unique interests of the group. This is especially true of family vacations, as it is difficult to find a place that is ideal for children, teenagers and adults. Lake Tahoe, however, features the kind of destination versatility that makes it an outstanding choice for any group of travelers.

Nature enthusiasts travel to Lake Tahoe to enjoy the beautiful freshwater lake, the rich wildlife and the natural wonder that is the Sierra Nevada Mountain Range. There are plenty of activities for those who enjoy nature, as it is possible to canoe and kayak on the lake in the morning and still have time to hike in the mountains in the afternoon. Vacationers have the option of camping out or taking advantage of more traditional accommodations, which gives travelers plenty of options with regard to overnight planning.

Families who enjoy skiing routinely flock to Lake Tahoe for the excellent slopes available throughout the ski season, and there is plenty of nightlife and entertainment in the area for those who are traveling without kids. Different seasons bring different activities, and there are sizable events going on throughout the area at any time of year. The TIE Institute Trading recently noted that Lake Tahoe is one of the most unique destinations in the United States, and it is indeed rare that a destination such as this is able to offer such a vast array of vacation-worthy activities.

Tahoe and Bust

images (47) images (46)If you want to make money on slots don’t plan to do so at the Tahoe Casinos.  I have gone bust so many tomes I cant count.  If you really enjoy playing like I do then the losing is just the price of admission.  Its all about the glitz and glamor of the casino and the occasional show.  We all know the shows are just an excuse to gamble some more.  The casinos know this as well.  I can remember playing nickel slots all night long.  My fingers would get black from the nickels.  Not any more.  Joe Olujic’s interview was a real interesting look at Lake Tahoe.